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Terri Lynn Karle, resident of Lutz, Florida, passed peacefully on Tuesday, September 19, 2023.

Terri was born in Cincinnati, OH on August 23, 1960, to Ruth and Donald Kruse. Being the youngest of their 3 children, she was involved in sports where she enjoyed swimming and diving.

Terri will be missed by her children Don and Amy, her spouse of 44 years, Donald, and her 4 grandchildren. She enjoyed living at the “Land” where there were countless barn parties with family and friends. She loved the country living, riding quads and spending time outdoors.

Terri worked at Warsaw Federal Savings and Loan for 33 years before retiring. She was excited to relocate to Lutz, Florida with Don to stay close to her daughter and grandchildren in 2020.

She did not wish to have a service. In lieu of flowers, she would love to have donations go to St. Jude’s or any charity meaningful to you.


  • Bobby Mueller
    Posted September 22, 2023 at 12:54 pm

    I am so sorry for your loss Amy(and family), Don, and Don. Terri was always one of my favorites to see and visit with when we came to Cincy. She was special to me and I will miss her! Take care of each other!

  • Aimee
    Posted September 22, 2023 at 2:16 pm

    How lucky I am, to have had a friend that makes it so very hard to say goodbye 😢
    Rest peacefully my dear friend❤️

  • Charlene Cain
    Posted September 23, 2023 at 6:48 pm

    We sure missed having you folks here in Cincinnati and all the fun we had at the farm, but I know Florida was calling. I’m happy you had the time there tho, where you could be with family and enjoy the warm sunshine. You will be missed Terri. Soooo many memories over the years that we had to get to know you. I know you are with the Lord now, and finally at peace. Knowing this is what makes this a tiny bit easier.
    Don, you take good care of yourself. Our thoughts and prayers are with you and the whole family. God Bless

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